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Key Takeaways

  • TOFU content builds awareness with broad, educational topics.
  • MOFU content nurtures trust by answering specific questions and comparing options.
  • BOFU content converts by addressing objections and showcasing your value.
  • Local SEO topics help you reach nearby borrowers more likely to act.
  • A balanced content plan moves readers through every stage of the mortgage funnel.

Blog Post Ideas That Attract Mortgage Leads

Generating mortgage leads isn’t just about getting traffic—it’s about attracting the right visitors and guiding them toward becoming clients. That’s where a well-structured content plan comes in, built around the TOFU (Top of Funnel), MOFU (Middle of Funnel), and BOFU (Bottom of Funnel) stages of the buyer journey.

By targeting each stage with relevant blog topics, you can move readers from curious browsers to committed borrowers.

1. Understanding TOFU, MOFU, and BOFU for Mortgage Marketing

  • TOFU (Top of Funnel): Visitors are just becoming aware of their mortgage options. They’re looking for educational, broad content that answers big-picture questions.
  • MOFU (Middle of Funnel): Prospects are evaluating their options. They need more specific, trust-building content about loan programs, processes, and your services.
  • BOFU (Bottom of Funnel): Leads are ready to act. They’re seeking detailed, action-driven content that motivates them to choose your mortgage services.

2. TOFU Blog Post Ideas: Building Awareness and Traffic

At this stage, you’re targeting people who may not be ready to apply for a loan but are searching for mortgage-related education.

Examples:

  • “First-Time Homebuyer Checklist for [City/State]”
  • “How Credit Score Affects Mortgage Approval”
  • “Different Types of Home Loans Explained”
  • “Step-by-Step Guide to Buying a House”

Why it works: These posts cast a wide net, attract organic traffic, and position you as a trustworthy source of mortgage knowledge.

3. MOFU Blog Post Ideas: Nurturing Interest and Building Trust

Now, your audience is more informed and is comparing options. They may be deciding between lenders, loan types, or timing.

Examples:

  • “FHA vs Conventional Loans: Which is Better for You?”
  • “Mortgage Rate Trends in [Current Year]”
  • “How Much House Can You Afford in [City]?”
  • “Is Refinancing the Right Move for You?”

Why it works: These topics address specific pain points and decision factors, showing you can guide them toward the best choice.

4. BOFU Blog Post Ideas: Converting Ready-to-Act Leads

These readers are on the verge of applying for a loan. Your content should focus on removing last-minute doubts and driving them to take action.

Examples:

  • “Why Work With [Your Company] for Your Home Loan”
  • “How Our Mortgage Process Works From Application to Closing”
  • “Client Success Story: How We Closed in Just 21 Days”
  • “Start Your Mortgage Pre-Approval Today”

Why it works: BOFU content offers reassurance, clear calls to action, and proof that you can deliver.

5. Seasonal Mortgage Blog Topics

Using seasonal hooks keeps your content timely and relevant while attracting repeat visits.

Examples:

  • “Why Winter Is a Great Time to Buy a Home”
  • “Spring Homebuying Guide for [Year]”
  • “Year-End Mortgage Planning Tips”
Blog Post Ideas That Attract Mortgage Lead

6. Local SEO-Focused Mortgage Blog Topics

Local search terms attract borrowers in your area who are more likely to convert.

Examples:

  • “Best Neighborhoods for Families in [City]” 
  • “First-Time Homebuyer Assistance Programs in [State]” 
  • “Average Home Prices in [City] This Year”

7. Content That Answers FAQs

Answering frequent borrower questions builds trust and reduces the barriers to contacting you.

Examples:

  • “How Long Does Mortgage Pre-Approval Take?” 
  • “What Documents Do You Need for a Home Loan?” 
  • “Do You Need 20% Down to Buy a House?” 

8. Using Case Studies and Testimonials in Blogs

Story-driven posts showcase your expertise and build emotional connections.

Examples:

  • “How We Helped a Veteran Buy a Home With Zero Down” 
  • “From Application to Keys: A Self-Employed Buyer’s Story” 
  • “How We Saved a Client $300 a Month by Refinancing”

9. Combining TOFU, MOFU, and BOFU in a Single Strategy

For maximum lead generation, your blog should have:

  • 40% TOFU content for visibility and awareness 
  • 40% MOFU content for lead nurturing 
  • 20% BOFU content for conversions 

This mix ensures you attract a steady flow of new visitors while steadily moving them toward becoming mortgage clients.

Final Thoughts

A mortgage blog that speaks to TOFU, MOFU, and BOFU audiences can become your most powerful lead-generation asset. By publishing the right mix of educational, trust-building, and conversion-driven posts, you’ll guide borrowers from their first search to their final signature.

LoanSites can build you a high-converting mortgage website with a blog strategy designed to rank and convert. 

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